Skip to content

Mortgage Advice Exchange

Buy to Let Mortgage

Buy-to-let mortgage advice for landlords and property investors in Scotland.

Understanding buy-to-let lending

Buy-to-let lenders usually look closely at rental income, deposit, property type, personal income, landlord experience, and the overall cost of the purchase. Scottish tax and legal points also need to be factored in.

  • Rental cover and lender stress testing.
  • Limited company and personal ownership considerations.
  • Additional Dwelling Supplement and purchase cost planning.
  • Remortgage reviews for existing rental properties.

Ready to compare your options?

Send a few details and Mortgage Advice Exchange can help you understand the next step for your Scottish mortgage plans.

Contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £495.