Mortgage advice for sole traders, contractors, freelancers, partners, and limited company directors in Scotland.
Self-employed income needs careful packaging
Lenders may review accounts, tax calculations, tax year overviews, contracts, salary, dividends, retained profit, or day-rate income depending on how your business is set up.
- Sole trader and partnership income.
- Limited company directors using salary, dividends, or retained profit.
- Contractor and freelancer mortgage applications.
- Planning ahead if your latest year looks different from previous years.
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