Skip to content

Mortgage Advice Exchange

Doctor Mortgages

Mortgage advice for doctors buying, moving, or remortgaging in Scotland.

From training posts to consultant roles

Doctors may have rotating contracts, locum income, private practice income, overtime, or clear future earning potential that needs to be explained properly within the application.

  • Junior doctor, registrar, GP, consultant, and locum scenarios.
  • Use of contracts, payslips, bank work, or accounts where appropriate.
  • Planning around relocation and Scottish purchase deadlines.
  • Remortgage reviews as role or income changes.

Ready to compare your options?

Send a few details and Mortgage Advice Exchange can help you understand the next step for your Scottish mortgage plans.

Contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £495.