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Mortgage Advice Exchange

Mortgages

Scottish mortgage advice built around your move.

Mortgage advice across Scotland

Whether you are buying your first flat, moving to a family home, remortgaging, or arranging finance for a buy-to-let property, the Scottish process has its own timing, tax, valuation, and legal points to understand.

  • Agreement in principle support before you offer.
  • Home Report valuation and deposit planning.
  • LBTT and Additional Dwelling Supplement guidance where relevant.
  • Clear comparison of rates, product fees, lender criteria, and next steps.

Advice matched to your circumstances

Different lenders look at income in different ways. We help explain how your employment, occupation, overtime, allowances, self-employed income, or rental plans may affect the options available.

  • First-time buyers and home movers.
  • Remortgages and product transfer reviews.
  • Buy-to-let and second-home mortgage options.
  • Occupation-specific mortgage advice for key workers, professionals, and self-employed applicants.

Ready to compare your options?

Send a few details and Mortgage Advice Exchange can help you understand the next step for your Scottish mortgage plans.

Contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £495.